The scheme is available to eligible employees of local government and other participating employers who are under 75 years of age.

10 Benefits of Membership

  • Your employer tops up your pension - something they would be unlikely to do with a personal pension.

  • You get tax relief on all your contributions - even on extra payments you make to top up your benefits.

  • No hidden fees or charges - you simply contribute a percentage of your pay.

  • You get a guaranteed package of benefits which are backed by law.

  • Protection for your loved ones - in the form of pensions for dependents if you die.

  • Life cover of three years pay - from the second you join.

  • No medical required - unlike other forms of life insurance, it’s open to all.

  • All members can take a tax free lump sum as part of their benefits package.

  • Protection -  in case you have to draw your benefits early through ill health.
  • Your pension will go up in line with inflation, protecting you from rising prices.

  • We all have to pay into something! And the LGPS is a great choice to make.

 

If you would like to join the scheme please complete the relevant form from the Enrolment Documents section.

 

Still want more information? Please feel free to watch the "What is a Pension" video courtesy of the LGPSMember.org team below:

What is a Pension?

(Captions Available: CC)

For more videos, click here