Contribution rates are currently between 5.5% and 12.5% of your pay. The rate you pay depends on which pay band you fall into.

You can find the contribution bands here:

***Note that this information was correct at the time of issue but may have been updated or superseded. If in doubt please contact the Pensions Contact Centre.***

Tax relief

Contributions are deducted from your salary before you pay tax. So, if you pay tax at the rate of 20%, every £1 that you contribute to the scheme only costs you 80p net.

Employer contributions

Your employer pays the balance of providing your benefits in the LGPS. Every three years an independent review is undertaken to calculate how much your employer should contribute to the scheme. Increases or decreases in the cost may, in future, need to be shared between members and employers, in accordance with government guidance.

Still want more information? Please feel free to watch the "Looking after your pension" video courtesy of the team below:

Looking after your pension

(Captions Available: CC)

For more videos, click here